Time to Get Your Credit On Track 

  • Confidence
  • Reliability
  • Integrity
 

Our Services

Through a personal consultation, our Certified Credit Consultants will review, evaluate and determine what is negatively impacting your credit profile. Your Consultant will then customize a MAP (Master Action Plan) and determine which CCE Program best fits your situation, time goal and budget.

All credit programs automatically come with one year of unlimited credit consulting and credit tips every month to help you stay on track.

Here is a list of some of our Main Programs:
CLEAN CREDIT SWEEP I
Program Description
The Credit Sweep I is a response based dispute program that is designed to remove all inaccuracies from a credit report including the ability to update your credit report to reflect only accurate and verifiable information. This program also allows the client to enter into a proactive credit program at minimal cost. This program is an excellent prelude to several other major programs available through Clear Credit Exchange and to assist the client in reaching their goals. Through a pay as you go feature it allows our CCE Representative to consult and coach the client free of charge for up to one year. Client is able to access their progress and status 24/7 via the internet.

Timing
Six to Twelve Months in duration - dependent upon clients needs.

Best Use
This program is most effective when the client is limited on funds to start a program but must begin updating and cleaning their credit report versus doing nothing at all. The monthly payment option allows the client to start optimizing their credit profile with no long-term obligations. Although rebuilding your credit is a commitment this program allows the client to stop at anytime.
CLEAN CREDIT SWEEP II
Program Description
The Credit Sweep II is a credit education program. This program also includes, at no additional charge, a “Patented” dispute/ monitoring program that's designed to remove all inaccuracies from your credit report. This program specifically exercises one or more of the five consumer laws to file a complaint. A copy of the complaint is also sent to the FTC to put more weight on each dispute. Unlike many other credit removal programs which are only effective at removing one specific type of derogatory that are at least two years old or older, the primary feature of this program is its thoroughness in removing, suspending, or bringing current any derogatory on the credit report, regardless of age or type. Including Bankruptcies, Foreclosures, Child Support Payments, and Federal or State Tax liens. Please speak to a CCE Representative for more information.

Timing
One year in duration with most results occurring in three months

Best Use
This program is most effective when the report is virtually littered with “derogs” of many different varieties including public record. This program also provides a discount for married couples with JOINT accounts to enter the program while utilizing our aggressive dispute method to obtain optimum results.
LATE REMOVAL PROGRAM
Program Description
Clear Credit has established a relationship with a law practice that offers the removal of late payments by way of auditing specific accounts. Once selected for the program the results are guaranteed. Once the removal is complete, the attorney sends a “Letter of Removal” written by the Creditor to the Clear Credit representative signaling that the item is no longer on the credit report and you and your agent can have your credit “Rapid Rescored” to reflect the improved and updated score.

Timing
The removal process guarantees permanent removal within 30 days or less
(See CCE Service Agreement for more details.)

Best Use
The use of this product is most effective when the borrower is applying for a loan to refinance their property and has incurred a late payment on his mortgage or credit account within the last twelve months payment cycle. The account should be open; however depending upon the creditor our attorneys have removed closed paid accounts as well. Another instance would be the removal of a revolving late or an installment late simply for the purpose of raising the credit score. Not recommended for clients who have a history of severe late payments or are currently behind.

* Call today and speak to one of our Certified Credit Consultants to see which program fits your needs.
 



Customers are Talking
 
John Shepard manager
Fantastic work.  My credit score is 70 points higher!
 
Ronald M., CA
"Before starting your program my credit score was 423 and my wife's was 456. After 3 months of your dedication, my score is now 786 and my wife's is 803. The money we spent with you will save us thousands in interest."
Kaline J., OH
"Thank you for all of your help for the past year. I think you have done a great job! My credit reports have been significantly improved using your service."